This personal loan calculator helps you determine your monthly payment amount and total loan costs. Simply enter your desired loan amount, the annual percentage rate (APR), and loan term to see your results instantly.
Lower APR = Lower Cost
Shop around for the best rates to minimize total interest paid.
Shorter Terms = Less Interest
While monthly payments are higher, you'll pay less interest overall.
Check Your Credit Score
Better credit scores typically qualify for lower interest rates.
Consider All Fees
Some lenders charge origination fees that increase total cost.